When a consumer is dealing with a particular debt that is skyrocketing out of control and beyond their ability to pay it off, debt settlement can be an effective way to bring the amount owed back down to earth. This method of debt relief involves negotiating with a creditor to lower the balance due in exchange for the debtor making one final payment that will effectively close their account and lead to their debt being considered paid in full.
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Thousands of new students enroll in college every year. While this means that there are thousands of new people looking to begin their lives with excellent careers, it also means that thousands of new student loans will be taken out. While there are loans for all people from both government and private lenders, many people [...]
Student loans can accrue quite quickly, and in many cases having multiple loans and multiple interest rates can result in unmanageable payments. Having many payments, each with a different due date can result in late payments, which means penalties and extra charges. In cases like this and even simply in cases where a former student [...]
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In today’s job market it pays to have as much of a competitive edge as possible. When you are up for a job, not only are your education and skills under scrutiny, but your credit is also being reviewed to determine your overall quality and marketability. Therefore, it is critical that you understand what is [...]
For many people, credit cards are kind of like potato chips in that they can’t have just one. This fact inevitably leads to the question of how many credit cards should an individual have? The answer? It depends. What You Do and How You Do It Consider credit cards in the same way that you [...]